Looking for Commercial Trucking Insurance in Iowa & Nebraska?
As a private carrier, you are responsible for hauling goods in your own truck for your company or employer. A few examples of trucking insurance we provide include but are not limited to:
Primary Liability – Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or ensure that the leased operator carries it on their own. Generally, the motor carrier provides this coverage for the leased operators but there are instances when this is not the case.
Cargo Insurance – Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though not always, provided by the motor carrier for leased operators.
Physical Damage (Collision, Specified Perils) – Provides coverage for repair or replacement due to damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.
Most motor carriers require their leased operators to be covered either by workers compensation at the leased operators expense.