<![CDATA[Does my insurance cover my kids stuff while at college? The answer is, most likely – There are a few things you need to know though. Must be a full time student Must still be a resident of your home Colleges in the United States only – Certain things may not be covered out side […]
J. Jacobs Articles
New home insurance
<![CDATA[New Homeowners Insurance: New Home Insurance may not be your focus when you purchase a new home. You will have contracts to sign, moving details to plan and many other things to think while buying a new house. Insurance an important subject. We usually think about insurance when we actually need insurance, which is usually […]
Motorcycle Helmet Law
<![CDATA[Motorcycle Helmet Law: The helmet laws in Michigan has changed after 45 years. You no longer have to wear helmets on motorcycle, if you do a few things first. Here are a few quick guidelines of what you need to do before you go out riding with out your helmet. 1) Have to be […]
Homeowners Insurance Claims for Ice Dams
<![CDATA[ Homeowners Insurance Claims for Ice Dams Ice Dams are typically a covered claim. That saying they are a pain for adjustors and insured’s alike. Preventative measures can be taken to help prevent ice dams. Ice Dams can happen for many reasons, the main reason is the attic is to warm. If your attic isn’t […]
Do I Need to Purchase Additional Coverage's When I Rent a Car?
<![CDATA[ Do You Need Extra Insurance Coverage When Renting a Car? The answer to that is depends. Most companies will cover a rental car for the same coverages you have on your current insurance. Within the USA and Canada that is. So if you have comprehensive and collision coverage on you current insurance and not […]
Insurance for Jewelry, Homeowner Options for Jewelry Insurance
<![CDATA[ Jewelry: Why and When to Insure your Jewelry onto a Homeowners The answer is if you have some you need to have it covered on your insurance one way or another. Most home-owners policies have a very limited amount of coverage for Jewelry, Firearms, Furs, and Fine arts. Most have around $1,000 up to […]
Auto Insurance for Trucks with Snow Plows in Michigan
<![CDATA[ Insurance for your Truck And Snow Plow In Michigan You must carry proper truck and snow plow insurance on your property in the State of Michigan. The insurance for your truck is its own policy, but you must carry a policy that involves your snow plow. This page explores truck insurance policies that cover […]
Safety Tips for Fireplaces and Wood Burning Stoves
<![CDATA[ Fireplace and Wood Burning Stove Safety Tips Many homeowners choose fireplaces and wood burning stoves for their beauty, efficiency and savings on utility bills. While useful for heating large and small rooms and reducing heating bills, safety precautions should be taken to protect the home and its inhabitants from burns and fire damage. From […]
Getting Your Home Ready for a Michigan Winter
<![CDATA[ Winter Ahead – Prepare Your Home Now Michigan boast over 6,200 miles of snowmobile trails, 2,000 miles of dog-sledding trails and over 100 miles of snowshoeing trails. The state is also home to an ice climbing facility, an Olympic snowboarding center and Sault Ste. Marie hosts the oldest snowmobile race in the country. With […]
Preparing a Home Inventory
<![CDATA[ Preparing a Home Inventory and Why It’s Important An up-to-date home inventory will assist you with – Purchasing enough insurance to replace personal belongings Having your insurance claim settled faster Substantiating losses for their income tax return There are several ways to create a comprehensive home inventory. A written schedule describing the property and […]